The availability of affordable housing options is one of the more complex and vital issues facing our society in 2000 and beyond. It is no secret that the housing needs of the elderly, rural, poor, handicapped and disabled of the Upper Peninsula are not being adequately met. In response, UPCAP Services, Inc., continues to provide assistance to non-profit groups in the Upper Peninsula who are interested in developing subsidized housing. In the absence of interested non-profit developers, UPCAP will assume the role of developer to meet those needs. UPCAP will continue to seek out new funding sources in our continuing effort to meet the housing needs of the rural elderly.